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Feeling trapped by high interest rates? Take charge with these effective strategies to secure better mortgage rates. Review and improve your credit report and score to enhance lender confidence and secure favorable rates.

Home values are expected to rise 2.6% in 2025, matching 2024's growth pace. Sales of existing homes will climb to 4.3 million in 2025, up from 4 million this year.

Quarterly taxes are due four times per year to avoid IRS penalties. The first quarterly payment for 2025 is due on April 15, for income earned in Q1.

Rates to drop from 4.5% (Q1) to 3.9% (Q4), following gradual rate cuts across four quarters. Rate cuts aim to boost borrowing and economic activity while addressing inflation concerns.

The average annual homeowners insurance premium for a $200K home in South Carolina is $2,254. South Carolina's rates are influenced by hurricanes, flooding risks, and the cost of building materials.

Economists predict interest rates will continue decreasing in 2025, assuming inflation remains near 2%. The Federal Reserve projects a federal funds rate of 3.4% by the end of 2025.

Understand terms like insurer, policyholder, insured, death benefit, and beneficiaries to ensure clarity on your policy’s structure.Term life insurance provides temporary coverage (10–30 years), while permanent life insurance lasts a lifetime and includes cash value

Protect Pipes: Insulate exposed pipes to prevent freezing and bursting during cold weather. Seal Air Leaks: Check windows, doors, and outlets for gaps to save on heating costs.